Working Capital Business Loans
Boost your working capital with YZ’s Working Capital Loan. With this program, you can balance your books and be able to take advantage of unforeseen opportunities, or cover unexpected expenses without breaking the bank.
Our years of experience in funding businesses across a vast suite of industries led us to discover how YZ can help businesses of any size.
Our Working Capital Loans offer businesses the opportunity to inject funds into their company’s cash flow to cover expenses, payroll, repairs, unexpected business costs, or take advantage of time-sensitive growth opportunities.
YZ Biz facilitates funding for businesses with a FICO score as low as 500, uses “soft-pull” credit checks, and can provide unsecured loans for businesses, even after three months in business.
Take advantage of our knowledge, 15 years of experience, and relationships with many large lenders to get a working capital loan today.
Funding Requirements
| Estimated Business Loan Term | 2 to 29 Months |
| Rates | 5% to 45%* |
| Time in Business Required | 3 Months |
| Min Credit Score Require | 500 |
| Min Monthly Deposits Required | 2 |
| Min Monthly Revenues | $8,000 |
| Min Business Loan Amount | $5,000 |
| Max Business Loan Amount | $1,000,000 |
| Max Number of Negative Days | 6 Within a Month |
*rates depend on duration of funding.
Bad or No Business Credit? No Problem!
Getting funded with YZ Biz, even with bad credit, means your business is never out of options.
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Soft-Pull
Credit Checks -
Simple & Easy
Application -
Fast
Approvals -
Quick Funding -
within 24 to 48 hours
-
Soft-Pull
Credit Checks -
Simple & Easy
Application -
Fast
Approvals -
Quick Funding -
within 24 to 48 hours
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Funding Solutions for all Businesses
No matter how bad or poor your business credit is, or even if you don’t have any at all, YZ has a funding solution for you. We believe that your business should have the opportunity for success, even if it’s had mistakes or hardships in the past.
Working Capital
Inject working capital for your business operations and growth. An influx of cash will allow you to cover expenses or take advantage of opportunities.
Short Term Loans
Consolidate debts or take advantage of growth opportunities with a flexible short-term loan that suits your business operations, needs and capabilities.
Lines of Credit
Our exclusive relationships with lenders allow us to unlock access to business lines of credit for your business. Get access to cash and build credit with custom rates.
Merchant Cash Advance
Even when business is booming, growth is still nessaceray. Leverage your sales history and borrow against your future sales with flexible repayment options.
Equipment Financing
Stay ahead of the competition by offering better quality services, or cover unforseen expenses with financing to upgrade, repair, or purchase new equipment.
Invoice Financing
Improving your business cash flow can be challenging at times. Finance your business using your accounts receivables, and let us do the collections.
Receiving funds has never been easier!
We make the application and funding process as simple and easy as possible. Apply and get funded within 24 to 48 hours.
- Simple & Easy Application
- Fast Approvals
- Quick Funding - within 24 to 48 hours
Begin Your Application Today
in as little 24 to 48 hours.
Have any questions?
Fill out the form below and we’ll reach out within 1-2 business days.
Contact Us
Give us a call, send us an email, or fill out the contact form and we’ll get back to you within one business day!
- 347-770-1151
- [email protected]
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4 Fawn Lane
Suffern NY 10901