Small Business Funding Solutions
YZ offers a variety of funding options to help business succeed.
Some of the funding options we offer are explained below. If you have any questions, our team is eager to assist you.
Working Capital
Boost your working capital with YZ’s Working Capital Loan. With this program, you can balance your books and be able to take advantage of unforeseen opportunities, or cover unexpected expenses without breaking the bank.
- Borrow up to $1,000,000
- Create better cash flow for your business
- Take advantage of inventory or operational opportunities as they arise
- Inject cash into your business to facilitate growth
- Borrow only what you need, and create a custom repayment plan
- Get funded in under 48 hours
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Short Term Loans
Receive a short-term, fixed-rate loan with stable payment options. These loans are a great fit when you need funds quickly or don’t meet the requirements of an SBA or bank loan. There are generally few restrictions on the use of funds.
- Max loan amount of $1,500,000
- Rates starting at 12.99%
- 12-36 month term
- Flexible payment options
- No pre-payment penalty
- Can be used to consolidate higher interest debt
- Same day Pre-approvals
- Funding within 48 hours
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Business Lines of Credit
A business line of credit offers your business access to cash when you need it most. At YZ, we are able to leverage our exclusive relationships with private funders and banks to get our clients lines of credit with great rates and customized repayment plans.
- Lines of Credit up to $500,000
- Competitive interest rates
- Build your business credit
- Flexible payment plan that best suits your business needs
- Access cash as needed, instead of one lump sum
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Merchant Cash Advance
A Merchant Cash Advance is a one-time, lump-sum advance in exchange for a percentage of your future sales. A cash advance is not a loan, has no interest rate, and will not appear in your balance sheet as financial debt. This provides an alternative financial solution for business owners that do not qualify for short-term loans or lines of credit.
- Funding max of $1,000,000
- Term lengths between 2 and 12 months
- No collateral required
- Repayment via automated ACH debit – daily or weekly
- The difference between the amount you receive and the amount of your future sales is tax deductible (consult your accountant)
- Same day approvals
- Receive funds within 24 to 48 hours
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Equipment Financing
Upgrade your business equipment with YZ’s Equipment Financing program. Equipment financing allows you to keep your business up to date, or take advantage of growth opportunities without forcing you do dip into your cash flow that keep your business operating smoothly.
- Purchase or refinance expensive equipment
- Upgrade your business operation
- Stay ahead of your competition
- Keep your daily cash flow intact
- Take advantage of opportunities, like equipment sales or sell-offs, without dipping into your own funds.
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Invoice Financing
In industries with large contracts and long repayment cycles, businesses in many industries can leverage their outstanding account receivables as collateral for a loan. Get access to cash when you need it most, without having to wait for your clients to pay you back.
- Simple and easy application process
- Same day approvals
- Get funded within 48 to 72 hours
- Use money already owed to you as collateral
- Increase your working capital
Ready to grow your business?
Complete our simple application now and see how much you qualify for.
Receiving funds has never been easier!
We make the application and funding process as simple and easy as possible. Apply and get funded within 24 to 48 hours.
- Simple & Easy Application
- Fast Approvals
- Quick Funding - within 24 to 48 hours
Begin Your Application Today
in as little 24 to 48 hours.
Have any questions?
Fill out the form below and we’ll reach out within 1-2 business days.
Contact Us
Give us a call, send us an email, or fill out the contact form and we’ll get back to you within one business day!
- 347-770-1151
- [email protected]
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4 Fawn Lane
Suffern NY 10901