Bad Credit Business Funding Solutions

We understand that new businesses with no credit, or even established companies with bad credit due to old missteps, deserve access to funding for business growth. YZ has the knowledge and experience to assist businesses with bad credit in getting funding.

Many of our clients come to us after traditional banks turn them away. Whether you are a new business without credit, or a company that has declared bankruptcy or made a bad investment in the past, we believe you should still be able to secure financing for your business.

Our funding solutions for businesses with poor or no credit help our clients grow their businesses without groveling for a loan from traditional lending sources.

If your business has not been successful in securing funds from your bank or other loan providers, YZ can help you get the cash you need easily and quickly.

YZ can fund businesses with a FICO score as low as 500, uses “soft-pull” credit checks, and can provide unsecured loans for businesses, even after 3 months in business.

Funding Requirements

Estimated Business Loan Term	2 to 29 Months
Rates	5% to 45%*
Time in Business Required	3 Months
Min Credit Score Require	500
Min Monthly Deposits Required	2
Min Monthly Revenues	$8,000
Min Business Loan Amount	$5,000
Max Business Loan Amount	$1,000,000
Max Number of Negative Days	6 Within a Month

*rates depend on duration of funding.

Ready to grow your business?

Complete our simple application now and see how much you qualify for.

When you choose to work with us, you are partnering with one of the most experienced alternative lenders in the industry.

For over 15 years, YZ has been assisting businesses of all sizes, across the United States, with good, bad, and even no credit scores, to get the funding they need to grow.

We work closely with our clients and our network of lenders, to create a custom financing solution that works best for their business.

Funding Solutions for all Businesses

No matter how bad or poor your business credit is, or even if you don’t have any at all, YZ has a funding solution for you. We believe that your business should have the opportunity for success, even if it’s had mistakes or hardships in the past.

Working Capital

Inject working capital for your business operations and growth. An influx of cash will allow you to cover expenses or take advantage of opportunities.

Short Term Loans

Consolidate debts or take advantage of growth opportunities with a flexible short-term loan that suits your business operations, needs and capabilities.

Lines of Credit

Our exclusive relationships with lenders allow us to unlock access to business lines of credit for your business. Get access to cash and build credit with custom rates.

Merchant Cash Advance

Even when business is booming, growth is still nessaceray. Leverage your sales history and borrow against your future sales with flexible repayment options.

Equipment Financing

Stay ahead of the competition by offering better quality services, or cover unforseen expenses with financing to upgrade, repair, or purchase new equipment.

Invoice Financing

Improving your business cash flow can be challenging at times. Finance your business using your accounts receivables, and let us do the collections.

Receiving funds has never been easier!

We make the application and funding process as simple and easy as possible. Apply and get funded within 24 to 48 hours.

Begin Your Application Today

Start your application and receive your funds
in as little 24 to 48 hours.

Funding Solution Needed

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